Scott Hubbard

Cold weather is just around the corner and with that comes the possibility of ice on our roadways. Use caution and be safe when the weather turns cold. A review of you auto and home insurance may be in order. Give us a call and we'll go over your coverages and make sure you're protected if something unfortunate happens.

Here at the Scott Hubbard State Farm Insurance office, we are proud to serve Covington and surrounding Georgia areas with Auto Insurance, Home Insurance, Condo Insurance, Renters Insurance, Pet Insurance, Motorcycle Insurance, RV/ATV Insurance, Life Insurance, Business Insurance and Financial Services, with a focus on resident relocation to the Newton County area.

I am your State Farm Insurance Agent for the Covington, GA area. My agency opened back in 1986, and I am a second-generation State Farm Agent. We have just been named the Small Business of the Month by the Newton County Chamber of Commerce. After attending Newton County High School, I graduated from Georgia Southern College. My agency has qualified for awards over the years including State Farm Crystal Excellence and State Farm President’s Club. I am the Past Board Chairman for the Newton County Chamber of Commerce, and I am a Newton County Partner in Education.

Give us a call if you are moving to Covington or the surrounding Georgia areas. We are a family of highly skilled individuals working together to fulfill a community responsibility of giving outstanding service and also fulfilling our moral obligation of protecting what's important to customers so they can focus on accomplishing their life goals.

My team of licensed Insurance Professionals is here to help you with insurance coverage for your specific needs. Not only can we help with Auto Insurance, Homeowner's Insurance, Condo Insurance, Renters Insurance, Pet Insurance, Motorcycle Insurance, Life Insurance and Financial Services, but we are also able to assist small business owners with their Commercial lines of Insurance. Call, Click, Text or Stop by the office today for Auto Insurance, Homeowner's Insurance or a Life Insurance Quote, including a Personal Price Plan.

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.